Job Description
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Job Title:  Senior Associate, Funding Management
Posting Start Date:  06/10/2025
Job Description: 

Job Summary

  • Mainly responsible end-to-end process for new BG issuances and BG Returns by working closely with BUs as well as banks.  
  • Responsible to prepare monthly reports for overall BG facilities and BG facilities for responsible BUs on timely manner in both excel format and presentation format.
  • Take responsibility on and thoroughly understand all related agreements, applications, fee letter, and other finance documents in reference to own responsible BG areas.
  • Able to provide prompt response with respect to terms and conditions in all finance documents relating to BGs under own areas.
  • Able to coordinate and maintain good relationships with both Thai and offshore banks supporting the facilities.
  • Proactively explore new sources of facilities as well as set proper conversations with banks with the aim to optimize related fees and costs
  • Make sure all documentation and processes have been strictly followed, completed, and recorded as part of BG facility approval and utilization, including but not limited to KYC required by banks and internal Authority Matrix governed within the company.
  • Strictly act in compliance with provisions and conditions specified in bank guarantee agreements, and other finance documents so as to make sure the company is complied with such provisions and conditions and will not breach any agreements and/or other finance document.
  • Manage and plan BG facility utilization towards a BG or banking facility frame granted by banks to make sure the facility is sufficient for BU usages annually and quarterly.
  • Understand the movements of economics, interest rate trend, and THB & foreign currency so as to access the impacts to the company and own areas
  • Responsible to propose and execute to streamline BG operational processes as well as to optimize / automate related documentation with the aim to improve productivity.
  • Eager to learn analytics and/or AI skill so as to improve overall operational process & productivity including but not limited to a training AI agent to digest all related BG finance document and then provide correct summary whenever needed.

Job Responsibilities*

Bank  Guarantee (“BG”) Issuance and Return

  • Work closely, promptly, and proactively with BUs to proceed end-to-end for BG issuances within timely manner and by dead-line provided by BUs
  • Work closely and proactively with BUs and banks regarding a return of expired BG targeting to save the fee.
  • Work with Accounting and Treasury with respect to BG Fee payment and expense accrual;
  • Understand overall BG credit limit and be able to plan for BG facility needed for both annually and quarterly targeting to sufficiently secure BG facilities to support the businees growth.
  • Understand clearly on all BG’s finance documents including but not limitied to a master agreement, application, fee letter, and others, and then be able to promptly respond to any ad-hoc events.
  • To pinpoint terms & conditions which are not in favor to the company and then align internally as well as set proper conversations with banks to eventually optimize fee and improve such terms and consitions.
  • Able to coordinate and maintain good relationships with both Thai and offshore banks supporting the facilities.
  • Proactively explore new sources of facilities as well as set proper conversations with banks with the aim of optimizing related fees and costs
  • To suggest and introduce initiatives to improve productivity as well as operational processes under own areas.

Reporting and Ad-hocs:

  • Coordinate with internal divisions, properly prepare, and submit relevant information or report or document as required by Accoutings, banks, and management on timely manner;
  • Understand terms and conditions of BG’s finance documents and compare with terms and conditions of other facilities, i.e. term loan to make sure any new BG’s finance document will be aligned and improved from previous finance documents.
  • Coordinate with inhouse legal or legal counsel to derive legal opinions in relation to each relevant case.
  • Get updated proactively on the movement of economics, interest rate trend, THB & foreign currency, and then abe able to provide a concise summary to supervisor and management.
  • Get in touch with banks so as to understand the recent economics and movement in the market, and later could summarize the impacts to the company.
  • Other ad hoc

AI & Automation and Process Streamline

  • Willing to learn new application and/or AI so as to be able to streamline existing processes and/or improve productivity
  • Be able to drive execution of any automation or process improvement
  • Eager to learn analytics and/or AI skill so as to improve overall operational process & productivity including but not limited to a training AI agent to digest all related BG finance document and then provide correct summary whenever needed.

Qualifications

  • Bachelor's degree in finance, accounting, economics, or a related field.
  • Total experience of 3-5 years in banking industry.
  • Experience in bank guarantee and/or working capital facilities and/or banking facilities is a plus.
  • English proficiency
  • Willingness and enthusiastic to learn
  • Good communication skill
  • Analysis skill
  • Legal acumen
  • Interpersonal skill
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